.Union Financing Official Nirmala Sitharaman3 min checked out Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Minister Nirmala Sitharaman announced that the authorities intends to open over 30 thousand new PMJDY profiles in the course of 2024-25.Rundown media reporters, Sitharaman unveiled that since August 14, 2024, a total of 531.3 million Jan-Dhan accounts have been opened due to the fact that the plan's launch a decade back, along with an increasing deposit difference of Rs 2.3 mountain.The average difference per account has boosted from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Roughly 80 per cent of these accounts are presently energetic." PMJDY has actually played an essential task during the widespread, specifically for ladies," mentioned Sitharaman.Even with the allocation for zero harmony as well as the lack of a minimum harmony criteria, just 8.4 per-cent of the profiles sustain a no harmony. The scheme has actually been particularly successful in country as well as semi-urban places, where 66.6 per cent of the accounts are located.Since August 14, 2024, ladies account owners embody 55.6 per cent of the overall profiles, totaling up to 295.6 thousand profiles, depending on to the Administrative agency of Money.
Presently, 99.95 percent of all occupied towns possess banking locations on call within a 5-kilometre distance through several touchpoints, including banking company divisions, automated teller makers, banking contributors, and also India Post Remittances Financial Institution.Since August 14, 2024, there end 1.73 billion surgical CASA (bank account savings account) profiles in the nation, including more than 530 thousand operative PMJDY profiles.Pertaining to social surveillance schemes, Sitharaman highlighted that over 200 thousand advancing enrolments have supplied life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly costs of Rs 436.Additionally, over 450 thousand cumulative enrolments have actually given one-year unintended cover of Rs 2 lakh (for death or permanent complete disability) as well as Rs 1 lakh (for irreversible limited special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a costs of Rs twenty annually.The Atal Pension account Yojana has actually enrolled over 68 thousand subscribers.In relations to credit-linked schemes, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing finances amounting to Rs 29.93 mountain (since July 12, 2024) have actually been approved to give collateral-free institutional financing to mini and also business units as much as Rs 10 lakh for income-generating tasks.Under the Rise India Scheme, 236,000 collective loans amounting to Rs 53,609 crore (since July 15, 2024) have been sanctioned to Set up Caste, Scheduled Tribe, as well as girls entrepreneurs for establishing greenfield projects.Additionally, the Pradhan Mantri SVANidhi plan has sanctioned car loans worth Rs 12,630 crore to 6.52 million street providers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY increasing down payment difference of Rs 2.3 trillion.u00b7 There more than 1.73 billion personnel CASA profiles.u00b7 Girls account holders make up 55.6% of total accounts.Initial Posted: Aug 27 2024|9:37 PM IST.